Effective July 28, 2026

Pricing

to buy
8%
¹

Standard premium over wholesale

to sell
0%
¹

Commission for current KEPM clients selling to KEPM

KEPM may offer promotional or volume pricing below our standard rates. Your consultant will confirm your pricing before any transaction is finalized.

Third-Party Fees

²

Set by those parties and billed by them. None of these are paid to KEPM.

Party

What it covers

Strata Trust Company

When your metals are held in a Precious Metals IRA

Custodial fees: account setup, annual administration, transactions, and annual storage, per Strata's published schedule.

Texas Precious Metals Depository

When you own metals outside an IRA and store them at the depository

Storage fees: an annual percentage of your holdings' value on a tiered schedule, billed monthly.

Shipping carrier

When you sell metals stored at home

Return shipping: you cover insured shipment of your metals to the depository.

Questions about pricing? Your KEPM consultant can walk you through current schedules.

1

The price you pay for a product is the wholesale price plus KEPM's standard premium of eight percent (8%). The wholesale price is the price at which KEPM acquires the product from its suppliers. KEPM charges current KEPM clients no commission (0%) when they sell to KEPM. All prices are shown in U.S. dollars, are based on live market pricing, and are subject to change until your order is fulfilled. The value of your metals at any future sale will depend on market prices at that time, which KEPM cannot predict or guarantee.

2

KEPM's standard 8% premium and 0% client liquidation commission describe KEPM's charges only. Third parties involved in your transaction charge their own fees, which are set by those parties, are subject to change by them, and are not paid to KEPM, including: (a) for IRA accounts, custodial fees charged by Strata Trust Company, including account establishment, annual administration, transaction, transfer, and account-closing fees, per Strata's published fee schedule (stratatrust.com/resource-center/strata-fees), which includes a separate annual precious-metals storage fee billed by Strata; (b) for metal held in direct (non-IRA) storage, storage fees charged by the Texas Precious Metals Depository at KEPM's negotiated client rate: an annual percentage of the marked-to-market value of your holdings on a tiered schedule, billed monthly and subject to a minimum monthly charge, as set out at kepm.com/storage/rates; (c) if you store metals at home and later sell to KEPM, the cost of insured shipment of your metals to the depository, which you bear; and (d) any fees your own bank charges for wires or other payment methods. Current third-party fee schedules are available from the applicable provider or from your KEPM consultant on request.