In this appearance on the And We Know show, Dr. Kirk Elliott connects several recent developments into a picture of a monetary system moving toward collateral-backed money. He discusses the Fed's stated aim of reducing inflation, why he expects near-term rate relief but potentially higher rates globally over time as countries compete for capital, and why he believes that backdrop will push investors toward tangible assets. He points to Treasury Secretary Scott Bessent's comments that the US holds the world's largest gold stockpile and that silver once backed the dollar, reading them as signals toward a collateral-based approach, and explains the long-discussed idea of revaluing the government's gold from its decades-old statutory price toward market value. He also revisits Project mBridge, a central-bank settlement system that could let countries settle in assets other than the US dollar, and notes that gold has become the most-held reserve asset at central banks under the Basel III framework. He frames gold and silver as accessible, tangible options for individuals and invites viewers to schedule a consultation with the KEPM team.