In this appearance on the Flyover Conservatives podcast, Dr. Kirk Elliott revisits Project mBridge, a settlement system developed by China, the BRICS nations, and the Bank for International Settlements that is designed to let countries settle international transactions outside the US dollar. He explains how the tokenization of real-world assets, from gold and silver to stocks and stablecoins, means the dollar is no longer competing with one rival currency but with many alternatives at once, which he sees as part of a long-running move toward de-dollarization. He also describes the rise of decentralized finance, where individuals could effectively act as their own banks, and contrasts that with centralized digital currencies, raising concerns about the control they could give authorities over access to money. Throughout, he returns to central banks holding gold as zero-counterparty-risk collateral and encourages focusing on long-term fundamentals over short-term volatility, framing physical gold and silver as a tangible option worth considering. He invites viewers to schedule a consultation with the KEPM team.